How we help you

Your priorities will inevitably change as you go through life, and never more so than in retirement. The decisions you make now could have lasting implications for you and your loved ones, so it’s important to carefully consider how to maximise your standard of living, minimise Inheritance Tax and pass on wealth to the next generations.

With the right guidance, you can enjoy a happy and comfortable retirement, while ensuring your family are provided for. We’ve got sixty years of combined experience in helping people. By reviewing an existing investment portfolio to check its progress and whether its composition remains consistent with your objectives and by involving other family members when appropriate, you’re in safe hands with us




Some of the ways we can help you include:

Creating a plan for maintaining your living standard

Retirement shouldn’t be about compromise, and with regular forward financial planning meetings, it won’t be.



Advising you about passing your wealth to loved ones

We can explain ways to protect your family through organising life insurance or making your affairs tax efficient. This may include the use of Trusts.

Ensuring your later-life care needs are accounted for

You may wish to involve loved ones in appointing Lasting Powers of Attorney. You may be responsible for a relative’s finances to fund Long Term Care fees.

Enabling you to get the most value from your pensions

Regularly reviewing and making informed decisions about your pension portfolio could help to boost your retirement funds.

Why you need Chartered Financial Planners

The prestigious title of Chartered Financial Planners represents the gold standard of professionalism and capability. We’re proud to have been granted this exclusive award each year since 2008.

Chartered status is awarded by the Chartered Insurance Institute (CII), subject to an annual reassessment. This means you’re working with a business, meeting a ‘Gold Standard’ relating to professionalism and capability. We follow a demanding code of ethical practice with your best interests at heart.

Why choose us

What next?

Choose us, and you’ll benefit from our simple, six-step financial planning process.


The thirty-minute initial meeting is at our expense with no obligation. This gives you the opportunity to tell us your aims and objectives, and find out how we can help you achieve those goals.


You can sit back and relax while we gather full information about your current affairs. This includes details from a range of different areas depending on your individual circumstances, including asset allocation, income, taxation, and pension provision.


You’ll get a written report which considers your circumstances, and the options from your existing arrangements reviewed against the open market. Where appropriate, this will include projections and forecasts.


In our second meeting, we’ll explain our recommendations for achieving your aims and objectives. You can decide on the next steps you’d like to take.


If you’ve chosen to ask us to proceed, we’ll carry out any agreed actions for you. These include completing and submitting application forms and paperwork, tracking progress with product providers, and producing policy documentation.


You’ll have access to a range of aftercare services, depending on your particular financial arrangements and the complexity of your affairs.

What our clients say

Read testimonials from some of our valued clients and learn more about the help we can offer.

Working with Alex is absolutely superb; we have full confidence in him.

Gareth & Gwen James

View in full

My wife and I are confident that our best interests are being looked after.

Graham Tottle

View in full

I feel confident about our financial future, thanks to Jenni.

James Raffle

View in full

We feel secure about our financial future, thanks to Positive Wealth.

Rich & Rob Yarwood

View in full

We trust that Positive Wealth are looking after our money in the best way possible.

Christine & Andrew Raffle

View in full

We feel content about our financial future, thanks to the honest advice received from Positive Wealth Creation.

Jonathan & Diana Wyatt

View in full

Our client survey results

See what our valued clients had to say about their experience of working with us.


of clients believe that working with us has helped or will help them to achieve their financial goals


of clients would recommend us to their friends, family or colleagues


of clients were very satisfied that we understand their needs and objectives