Those approaching retirement
Whether you run your own business or have simply worked hard for what you have, it’s never too late to assess your retirement plan options.
How we help you
People are living longer today than they ever have, which means you may have more time to spend with your family and loved ones in retirement. We help to ensure that you can add life to your years instead of just adding years to your life with our creative financial planning tools
Since Pension Freedoms were introduced in 2015, there’s more choice when it comes to accessing your retirement funds and starting the next chapter of your life. We can guide you to maximise valuable pension savings as well as minimising or extinguishing tax through calculating the most suitable solutions.
Some of the ways we can help you include:
Comparing different methods of accessing your pension
We’ll carry out due diligence on the costs and benefits of annuities, drawdown, and other options.
Looking into any tax reliefs that may apply to you
We’ll check what arrangements could be made to allow you to take advantage of any available benefits.
Analysing your existing personal pension arrangements
Using the latest software, we can see if your pensions are still competitive in today’s environment. There could be economies of scale in amalgamating legacy pension plans into modern online based pensions, offering a wider range of options to suit your circumstances and ethical preferences.
Assessing which schemes might be best suited to you
We can design the most suitable destinations for your hard earned savings. This could range from a combination of secure lifetime income and a more flexible pension drawdown plan.
A self-invested personal pension (SIPP) or similar scheme may provide you with greater opportunities. You could qualify for an Enhanced Annuity, subject to your existing medical conditions and lifestyle factors.
Why you need Chartered Financial Planners
The prestigious title of Chartered Financial Planners represents the gold standard of professionalism and capability. We’re proud to have been granted this exclusive award each year since 2008.
Chartered status is awarded by the Chartered Insurance Institute (CII), subject to an annual reassessment. This means you’re working with a business, meeting a ‘Gold Standard’ relating to professionalism and capability. We follow a demanding code of ethical practice with your best interests at heart.Why choose us
Choose us, and you’ll benefit from our simple, six-step financial planning process.
The thirty-minute initial meeting is at our expense with no obligation. This gives you the opportunity to tell us your aims and objectives, and find out how we can help you achieve those goals.
You can sit back and relax while we gather full information about your current affairs. This includes details from a range of different areas depending on your individual circumstances, including asset allocation, income, taxation, and pension provision.
You’ll get a written report which considers your circumstances, and the options from your existing arrangements reviewed against the open market. Where appropriate, this will include projections and forecasts.
In our second meeting, we’ll explain our recommendations for achieving your aims and objectives. You can decide on the next steps you’d like to take.
If you’ve chosen to ask us to proceed, we’ll carry out any agreed actions for you. These include completing and submitting application forms and paperwork, tracking progress with product providers, and producing policy documentation.
You’ll have access to a range of aftercare services, depending on your particular financial arrangements and the complexity of your affairs.
What our clients say
Read testimonials from some of our valued clients and learn more about the help we can offer.
Our client survey results
See what our valued clients had to say about their experience of working with us.
of clients believe that working with us has helped or will help them to achieve their financial goals
of clients would recommend us to their friends, family or colleagues
of clients were very satisfied that we understand their needs and objectives